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How to Turn Visa Gift Cards into Cash

Prepaid gift cards from Visa are available for use on any special occasion. These cards are a nice exchange for birthdays, weddings, and other special occasions. So how to turn Visa Gift Cards into Cash?

The question of whether I can convert a gift card into actual cash arises because they are financial in nature. Anybody can turn a Visa gift card into cash, but there are certain rules to follow.

Can you turn a Visa Gift Card into cash

Yes, it is technically feasible to transfer funds from a Visa gift card to a bank account, but doing so requires some extra steps. Be at ease, though! The solution is simpler than you would imagine.

There’s nothing worse than misplacing or losing a gift card, so we’ll go through several choices below to assist you cash in your Visa gift card.

How to turn Visa Gift Cards into cash

  • Add Visa gift card to PayPal Wallet
  • Buy Other Merchant’s Gift Cards
  • Sell it to a Gift Card Exchange Website
  • Add it to your Venmo account
  • Sell Your Gift Card Using an App
  • Use A Gift Card Exchange Kiosk
  • Pay Your Bills With Your Gift Card
  • Regift the Visa Gift Card
  • Purchase a Money Order with your Gift Card
  • Buy Items to Flip

Add Visa gift card to PayPal Wallet

  • Open a PayPal account and log in.
  • Select “Wallet” from the top menu.
  • Select “Link a Card.”
  • Fill in the instructions with your card details.
  • Once completed, submit the data, and presto!

The most frequent problem, if you encounter an error notice, is that the card must first be registered with the issuer. The gift card’s back contains information about the issuer.

Register the card first at the website mentioned by going there. Then return and repeat the previous procedures in PayPal. That should have made it better.

Buy Other Merchant’s Gift Cards

Occasionally purchasing a fresh gift card from a retailer you frequently visit and enjoy is the simplest method to convert your generic Visa gift card. If you can locate a gift card sale, your gift card will go further.

You can save 20% or more on a gift card with some gift card promotions. This implies that you could spend $80 to purchase a $100 gift card.

Deals on gift cards are regularly offered by Amazon, a retailer. By combining your Prime membership with these Prime money-saving tips, you can increase your advantages by two or three times.

Sell it to a Gift Card Exchange Website

  • You must choose an offer first.
  • You can submit the Visa gift card
  • Proceed with the verification process after selecting one with the proper balance.
  • You will be able to receive payment once this is finished.

Comparing this online method to the more expensive rates of gift card kiosks, you can make more money. Due to the cyclical nature of offers, not all Visa gift cards may be compatible.

The easiest way to turn your gift cards into actual cash is to use a gift card exchange service, like Gift Card Granny or Card Cash. All you have to do is sell your gift card on their website.

Numerous gift cards, including Visa gift cards, are accepted by Gift Card Granny and Card Cash. Visa gift cards can be readily exchanged for cash. The best aspect is that they provide cashback of up to 90% during the entire procedure.

Add it to your Venmo account

  • To create an account
  • Add your gift card
  • Link directly to your own bank
  • Follow the on-screen instructions.

Although the transfer does take one to three business days to complete, there are no fees involved unless you choose the instant transfer option.

There is a chance that Venmo will reject your gift card. The prevention of fraud can be one of the causes.

You may use the mobile app Venmo much like PayPal. The better choice if you want to transfer the balance on your gift card straight to your bank account is an online payment service that enables you to add gift card balances.

By updating the relevant information related to your bank account, you can fix these problems. Or they might prefer that you first get in touch with customer service before adding the gift card.

The gift card’s balance being insufficient is another factor. I always check my Visa card’s balance before transferring money.

Sell Your Gift Card Using an App

It’s really simple to turn your gift card into cash using an app. The disadvantage is that, because of the higher commission rates, this strategy typically results in lower earnings for you.

However, it won’t necessarily be the most expensive choice. It’s best to test it out and make comparisons for yourself, like with any technique.

There are two well-known gift card apps:

  • Raise
  • Gift Card Granny
  • Prepaid2Cash

After receiving a quote, you are under no obligation to sell your gift card to them. Getting a second opinion on the selling price of your gift card never hurts.

Use A Gift Card Exchange Kiosk

A trusted way to convert Visa gift cards to cash is to use a gift card exchange kiosk. Look for machines in certain grocery stores; they are frequently yellow machines with slot machine-like appearances and noises.

You must enter the card details, including the number and expiration dates, into the system. Following that, you have the option to accept a cash-back offer.

The voucher must be printed after acceptance and brought to a nearby cashier. Usually, all that is required to obtain funds using this strategy is that. Ask for help if you’re having issues with card swipes.

To avoid wasting time, it’s essential to search for gift card exchange kiosks in advance of going to the grocery shop. Kiosks provide a quicker way to convert Visa gift cards into cash, which is something I prefer.

The transaction won’t be finished for days using other methods. You’ll receive your money almost instantly with kiosks. Bring identification with you just in case.

Pay Your Bills With Your Gift Card

You can attempt the intriguing approach described here. Even while you may not be exchanging the card for bundles of cash, you are still utilising it in the same way. You can use Visa gift cards to pay your bills as long as there is money on the card.

The back of a Visa gift card often has the card number, expiration date, and security code of a debit card. The primary distinction is that the cards are not tied to bank accounts, but rather have a certain amount of money preprogrammed onto them.

This makes using a Visa gift card to pay your bills straight simple, something you can’t really do with most other gift cards. Therefore, use your Visa gift card to pay any upcoming phone or water bills instead.

Regift the Visa Gift Card

When all other possibilities have been exhausted, it might be time to consider regifting. You can give your gift card to a friend or family member instead of spending money on a gift if you were going to do that anyway.

To avoid any embarrassment, just make sure you take off any identifying information that indicates it was once a gift FOR you.

Purchase a Money Order with your Gift Card

While a money order functions very similarly to a check, it must be issued by your bank or another specific type of entity. The good news is that money orders are now issued in the customer service departments of Walmart and some grocery retailers.

You’ll need to check with each individual money order provider, but it’s possible that you can use your Visa gift card to pay for your money order. This is identical to using a debit card to pay for a money order.

Make sure the gift card balance is sufficient to cover the remaining amount on the money order. The money order can then be cashed or deposited into your bank account.

Buy Items to Flip

This method takes a little more effort to get cash through but is still a valid option. You’re using your Visa gift card just like a credit card so you can easily buy items to sell.

You’ll have to do some research to see what items would make sense to buy and then flip for cash. Focus on popular items and items that are on sale. The last thing you want is to be stuck with a bunch of items you can’t sell.

Can you sell a Visa gift card to another person?

Yes, you can sell your Visa gift card to someone else without it having any negative effects. If you choose this course, you’ll probably discover that customers will only purchase from you if you’re giving them a deal.

If not, they could save time by purchasing a gift card from a regular store. However, if you can sell it for more money than a gift card exchange will pay you, this is a viable choice.

Can You Get Cash From A Vanilla Visa Gift Card?

The lengthier answer is that it depends on the approach you use, but the quick answer is that it’s not exactly. Consumers like vanilla Visa gift cards because they are simpler to use.

Is A Visa Gift Card The Same As Cash?

The ability to make payments using a Visa gift card is equivalent to making payments with cash. Consider the key distinctions between gift cards and cash.

The most evident difference is that whereas individual gift cards can only be used in specific situations, cash can be used for almost everything. You can have as much cash on hand as you have, which is another item to take into account.

How to Add Visa Gift Card to Bank Account

  • The best course of action is to open a PayPal or Venmo account. Although there are no costs involved, direct transfers of monies do take a few business days.
  • Choose exchange kiosks if you need instant cash. Finding a retailer that sells the machine and pays the payback fees is the only drawback to this approach.
  • You can use your gift card to purchase money orders and immediately cash it out for cash.
  • On a website or app, you can sell your gift card. For the most money, select the option with the lowest fees.
  • Additionally, you can use your gift cards to pay your bills. You can use credit cards to pay your payments each month even if you don’t need one in particular.

Cash is still a trusted form of payment in today’s world. You can convert Visa gift cards into cash using the aforementioned steps if you have a gift card but prefer to utilize a more conventional payment method. Now, if you receive a Visa gift card in the future, you convert it into cash.

How To Check Visa Gift Card Balance

There are several ways you can check your balance:

  • Call the Toll Free Number
  • Go to the Gift Card Issuer’s Website

We advise you to check your Visa gift card’s balance before attempting to exchange it for cash. It’s a good idea to be aware of the balance even if a buddy handed you the card as a gift.

Call the Toll Free Number

You can call the toll-free number shown on the back of your gift card. When you call, an automated system will ask you for your card number and a few other pieces of information before telling you how much money is still on your account.

Go to the Gift Card Issuer’s Website

No concerns if you don’t have access to a phone. The website of the card’s issuer also allows you to check your card’s balance.

Look on the back of the card, close to the phone number, to see who issued your gift card. You should be able to use the URL mentioned there to check the balance on your card.

Can you turn a Visa gift card into cash in hand?

There are ways to convert a Visa gift card into actual cash, but these are typically only available when exchanging your card in person, such as when you sell it to someone else or redeem a Gift Card Kiosk certificate for cash.

But the closest thing to having cash in your hands is having the money put to your PayPal or bank account. You just need to take the additional step of going to withdraw it, and you’ll be all set.

Can you put Visa gift card in your bank account?

Although not immediately, you can deposit a gift card into your bank account. Visa gift cards are handled similarly to Visa credit cards, therefore the balance cannot be credited to an account.

Can you withdraw cash from a prepaid Visa?

Prepaid Visa cards work just like regular Visa debit cards when it comes to cash withdrawals. As a result, you can use the prepaid Visa to make in-person or online purchases, pay bills, and withdraw cash.

Can you transfer money from a gift card to a debit card?

Even while you can’t transfer money directly from a gift card to a debit card, there are workarounds that just need a few extra steps. You can use your debit card to access the funds if, for instance, you add your Visa gift card to your PayPal wallet and then transfer the funds to your own account.

How to get cash from Vanilla Visa gift card?

While a Vanilla Visa gift card cannot be used to obtain cash directly, it can be sold online or in person for cash, which can then be deposited into a PayPal account. The gift card will then be returned to you in exchange for cash.

Can you use a Visa gift card at an ATM?

Since Visa gift cards do not have a PIN, they cannot often be used at an ATM. In other words, for security purposes, ATMs only let you withdraw money if you have a PIN. This implies that any card without it will be unable to complete the transaction.

Can you transfer Visa gift card to the Cash App?

Visa gift cards cannot be transferred to the Cash App since it does not accept gift cards as a form of payment. The Visa gift card must instead be turned into cash, which must then be added as a balance on the Cash App.


You are not required to use your Visa gift card as payment, despite having one. There are alternatives accessible if you need more flexibility and wish to turn it into cash.

The most important thing to remember is that some conversion processes include a fee. That can quickly deplete the balance on your card if you don’t maintain them sensible and modest.

To find out which of the several options above would provide you the most money, compare them if you actually want cash rather than your Visa gift card.

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